Seller Net Proceeds Calculator
Selling a home is more than the sale price. The mortgage payout, commission, legal fees and other costs all come off before you receive anything. This calculator adds up what you tell it and shows what you would be left with. The figures come from you: your listing agreement, your lender’s payout statement and your lawyer’s or notary’s estimate.
Estimate what you would walk away with
What each line means
| Line | What it is | Where to find the figure |
|---|---|---|
| Sale price | The price you expect to sell for. | Your own expectation, or a comparable-sales review from Jared. |
| Mortgage and debts | What you still owe that must be paid out when the sale completes. | Your lender’s payout statement. |
| Commission | The fee to the listing and selling brokerages, entered as a percentage of the sale price. | Your listing agreement. Commission is negotiable. |
| Tax on commission | Sales tax charged on the commission, if it is not already in the percentage. | Your listing agreement or the brokerage’s statement. |
| Legal or notary fees | Your lawyer’s or notary’s fee and disbursements for the sale. | Their written estimate. Published fees are on the lawyer and notary fees page. |
| Prepayment penalty or discharge fee | What your lender charges if the mortgage is closed before its term ends. | Your lender. |
| Adjustments owed | Property tax, utilities and strata costs that are split between seller and buyer at the completion date. | The statement of adjustments your lawyer or notary prepares. |
| Other costs | Staging, repairs, cleaning, moving, advertising and similar costs. | Quotes you have received. |
What this estimate leaves out
It does not include income tax or capital gains tax. A home that has been your principal residence is often exempt from capital gains tax, but that depends on your situation, so ask an accountant. It also does not model a purchase that completes on a different date from your sale, bridge financing, a seller credit to the buyer or a price that changes after offers. Treat the result as a planning number and ask Jared to walk through it with the real figures once you are ready to list.
Common questions
How much will I walk away with after selling my home?
Take the sale price and subtract your mortgage payout, the commission and any tax on it, legal or notary fees, any prepayment penalty, the adjustments you owe and other costs of selling. The calculator above does that with the figures you enter.
What commission rate does the calculator use?
None. Commission is negotiable and set in your listing agreement, so you type in the percentage that applies to you. The calculator has no built-in rates.
Are my numbers saved or sent anywhere?
No. The calculation runs in your browser, and nothing you type is sent to Jared or stored.
Does the estimate include income tax or capital gains tax?
No. Whether tax applies depends on your situation, for example whether the home was your principal residence, so ask an accountant.
Can Jared give me a number for my own home?
Yes. Jared can review comparable sales for your address and go through the costs with you. Start with the free home evaluation.
What Buyers & Sellers Say
Excerpts from Google reviews for Jared Gibbons, REALTOR® at Royal LePage Little Oak Realty (Suite 201 - 15272 Croydon Dr, Surrey). Quoted word for word; initials only.
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5 out of 5 stars
“We think Jared is the best and have chosen him four times for buying and selling. To say the least, he's helpful, hard-working, friendly and so knowledgeable!”
N. Google review
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5 out of 5 stars
“Jared is a dream realtor. He spent lots of time helping me find my first home (a beautiful condo) in 2021 and in 2025 helped me sell the condo in a matter of days as my husband and I purchased our first home together (an incredible row home)…”
A.B. Google review
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5 out of 5 stars
“We had a great experience working with Jared to sell our condo. He was professional, dedicated, responsive, and kept us updated throughout the entire process…”
A.Y. 25 Sep 2026 · Google review
Ready to get started?
Call 604-928-1361 or Email me today and let's discuss your next home sale or purchase.